In August 2023, a devastating wildfire swept through Lahaina, Maui, destroying many homes but sparing a few. The factors what made certain properties more resilient to wildfire were recently outlined in this recent NPR article:Vegetation Cleared from Yard: Removing flammable plants and dry vegetation reduces the amount of fuel for wildfires, making it
When it comes to safeguarding your home against windstorms and hurricanes, the condition of your roof is crucial. A well-maintained roof can significantly reduce the risk of damage, protecting both your property and the people inside. In this article, we’ll explore how roof condition mitigates wind damage, backed by key data and insights.
Property insurance is a crucial safety net for homeowners, providing financial protection against risks like fire, theft, and natural disasters. While most people understand the basics of their policy, the property insurance industry is filled with fascinating details and lesser-known facts that might surprise you. In this blog post, we’ll uncover five surprising
The catastrophe modeling industry plays a critical role in how insurers, governments, and businesses manage the financial risks associated with natural disasters. But how did this industry come into being, and how has it evolved over the years? This blog post explores the history of catastrophe modeling, tracing its roots, key developments, and
Hurricanes are powerful storms that can cause a lot of damage, but have you ever wondered how they actually form? Let’s break it down in a way that’s easy to understand. What is a Hurricane? A hurricane is a large, swirling storm that forms over warm ocean waters. It’s like a giant engine
Hurricanes are classified into categories based on their wind speeds using the Saffir-Simpson Hurricane Wind Scale. This scale helps people understand the potential damage a hurricane can cause. Here’s a breakdown of the categories and their associated wind speeds: Hurricane Categories and Wind Speeds Category 1 Wind Speed: 74-95 mph (119-153 km/h) Potential